:root {
  --bg: #f5f7fb;
  --surface: #ffffff;
  --surface-alt: #eef3ff;
  --text: #162033;
  --muted: #61708a;
  --line: #d8dfeb;
  --primary: #0f4fd6;
  --primary-dark: #0a3aa0;
  --accent: #111827;
  --success: #eaf7ef;
  --radius: 18px;
  --shadow: 0 18px 40px rgba(12, 24, 48, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(216,223,235,0.8);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 76px;
  gap: 16px;
}

.brand {
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: 0.2px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 20px;
}

.nav a {
  color: var(--muted);
  font-size: 0.95rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 22px;
  border-radius: 999px;
  background: var(--primary);
  color: #fff !important;
  font-weight: 700;
  border: 1px solid transparent;
  transition: 0.2s ease;
}

.btn:hover { background: var(--primary-dark); transform: translateY(-1px); }
.btn-secondary {
  background: transparent;
  color: var(--text) !important;
  border-color: var(--line);
}
.btn-secondary:hover { background: #fff; }
.btn-sm { padding: 10px 16px; }
.menu-toggle {
  display: none;
  font-size: 1.5rem;
  background: transparent;
  border: 0;
  color: var(--text);
}

.hero, .page-hero {
  padding: 72px 0 36px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 32px;
  align-items: center;
}
.eyebrow {
  display: inline-block;
  margin-bottom: 14px;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--primary);
}

h1, h2, h3, h4 { line-height: 1.15; margin: 0 0 14px; }
h1 { font-size: clamp(2rem, 5vw, 4rem); max-width: 12ch; }
h2 { font-size: clamp(1.7rem, 3vw, 2.6rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 14px; color: var(--muted); }
.lead { font-size: 1.05rem; max-width: 62ch; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 26px 0; }
.hero-points {
  list-style: none;
  padding: 0;
  margin: 18px 0 0;
  display: grid;
  gap: 10px;
}
.hero-points li::before {
  content: "•";
  color: var(--primary);
  font-weight: 700;
  margin-right: 8px;
}
.hero-card {
  display: grid;
  gap: 16px;
}
.metric-card, .card, .info-box, .contact-form, .legal-content {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.metric-card {
  padding: 24px;
}
.metric-card span {
  color: var(--muted);
  font-size: 0.9rem;
  display: block;
  margin-bottom: 8px;
}
.metric-card strong {
  font-size: 1.15rem;
}

.section { padding: 36px 0 72px; }
.section-alt { background: linear-gradient(180deg, transparent, rgba(15,79,214,0.03)); }
.section-head { margin-bottom: 28px; text-align: center; }
.section-head.left { text-align: left; }
.cards.three {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.card { padding: 28px; }
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.process-item {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}
.process-item span {
  display: inline-flex;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--surface-alt);
  color: var(--primary);
  align-items: center;
  justify-content: center;
  font-weight: 700;
  margin-bottom: 14px;
}

.cta-band { padding: 0 0 36px; }
.cta-band-wrap {
  background: linear-gradient(135deg, #102449, #0f4fd6);
  color: #fff;
  border-radius: 24px;
  padding: 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
}
.cta-band-wrap p, .cta-band-wrap .eyebrow { color: rgba(255,255,255,0.8); }

.form-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 24px;
  align-items: start;
}
.contact-form, .legal-content, .info-box { padding: 28px; }
.contact-form label {
  display: block;
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 14px;
}
.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  margin-top: 8px;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 14px 16px;
  font: inherit;
  color: var(--text);
  background: #fff;
}
.contact-form textarea { resize: vertical; }
.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.page-main, .legal-page { padding-bottom: 64px; }
.page-hero.small { padding-bottom: 12px; }
.legal-content h2 { margin-top: 28px; font-size: 1.2rem; }

.site-footer {
  background: #0f1728;
  color: #d9e3f5;
  padding: 40px 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 1fr;
  gap: 24px;
}
.site-footer h3, .site-footer h4 { color: #fff; }
.site-footer p, .site-footer li, .site-footer a { color: #d9e3f5; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.company-data-list { display: grid; gap: 8px; }
.company-data-list span { display: block; color: #fff; font-weight: 700; }

@media (max-width: 920px) {
  .hero-grid,
  .form-layout,
  .footer-grid,
  .cards.three,
  .process-grid {
    grid-template-columns: 1fr;
  }

  .nav {
    display: none;
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: #fff;
    border-bottom: 1px solid var(--line);
    padding: 18px 16px 22px;
    flex-direction: column;
    align-items: flex-start;
  }

  .nav.open { display: flex; }
  .menu-toggle { display: block; }
}

@media (max-width: 640px) {
  .container { width: min(100% - 24px, 1120px); }
  .hero, .page-hero { padding-top: 48px; }
  .grid-2 { grid-template-columns: 1fr; }
  .cta-band-wrap { align-items: flex-start; flex-direction: column; }
}